MNsure is an online marketplace where individuals, families and small businesses in Minnesota can shop for and enroll in health insurance plans. Not sure if and when you should apply for health insurance through MNsure? Please see our Guide to Health Insurance.
APPLYING FOR HEALTH INSURANCE ON MNSURE FOR THE FIRST TIME? Here’s info about the process:
- Create a MNsure account (pick a username and password). Go here and click the “create account & apply” button.
- Once you log into your account, fill out and submit an application (please ask us questions along the way!). If you’d like to apply for free or discounted insurance, click the application labeled “individuals and families—apply for health insurance with discounts.“ Alternatively, if you don’t want to apply for free or discounted insurance, you can select the application labeled “without discounts;” this is a shorter application that does not ask questions about your family’s income.
- Once you submit your application, you’ll see a webpage that will tell you what you qualify for.*
If the webpage says you qualify for Medical Assistance or MinnesotaCare, you will get a letter in the mail from the Minnesota Department of Health or the county you live in. This will have more info about the next step that you need to take to complete enrollment (send in proof of income; choose a health insurance plan; pay your first month’s premium). Or, if you qualify for free insurance and it’s determined that you don’t need to send in any proof of income, you’ll be automatically enrolled in health insurance and can expect to receive your insurance card in the mail. Please click here for more information. Please note: You can enroll in a public plan at any time.
If you submit an application and it says you qualify for private health insurance (with or without a tax credit), you’ll see a button you can click to enter MNsure’s online marketplace. The marketplace is where you can view plans and select one. Please note: Open enrollment is currently closed. You must be given permission to enroll in a health insurance plan outside of open enrollment. Please see more here.
*If you think you qualify for free or reduced cost insurance, but the webpage says you don’t, make sure to call 1-855-3MNsure to verify and ask why. If you made a mistake and need to start a new application, MNsure can remove/withdraw your current application.
Also good to know: Right after you submit the MNsure application, the type of health insurance the webpage displays, and says that you qualify for, may not always be correct; if MNsure needs more information from you to verify that you’re eligible for Medical Assistance or MinnesotaCare, you’ll get a letter with instructions from the Minnesota Department of Health or the county you live in.
If you’d like to ask a question or request a free, one-on-one appointment, Please click here. You can also get help at one of our events, or check out this calendar to find events presented by organizations across Minnesota, including our partners at UCare and Crosstown Insurance! As a certified by MNsure Navigator, Springboard can help you fill out the MNsure application and answer questions about the health insurance requirement. Please note that Springboard for the Arts cannot give advice about which health plan to choose, but we are happy to refer you to a broker or health insurance provider.
Questions? Feel free to contact us via this form: